Establishment and Revision History

Conflicts of Interest Management Basic Policy (Summary)

  • Date of revision: 2021/10/15
  • Division: Revision

Changes and details

Current:
(*2) "Group companies" shall mean the following companies.
・Sony Life Insurance Co., Ltd.
・Sony Assurance Inc.
Previous:
(*2) "Group companies" shall mean the following companies.
・Sony Life Insurance Co., Ltd.
・Sony Assurance Inc.
・AEGON Sony Life Insurance Co., Ltd.
・SA Reinsurance Ltd.
・Sony Payments Service Co., Ltd.

Special Agreement on Point Reward Project for Consumers Using Cashless Payment

  • Date of revision : 2021/7/1
  • Division : Abolishment

Sony Bank General Terms And Conditions

  • Date of revision: 2021/5/31
  • Division : Revision

Changes and details

Current ：
Article 15 - Change in Notified Matters
1. In case the customer’s name, address, period of stay, date of expiration, or other notified matters have been or will be changed, the customer must immediately follow the procedures prescribed by the Company to change the notified matters.
Previous：
Article 15 - Change in Notified Matters
1. In case the customer’s name, address or other notified matters have been or will be changed, the customer must immediately follow the procedures prescribed by the Company to change the notified matters.
Current ：
Article 17 - Cancellation
3. Situations mentioned in the preceding paragraph shall be as follows:
(7) removed
(7) Though, under Article 3, paragraph 4 and Article 6, paragraph 3, a notice requesting for re-conducting of the Verification at Transactions is given in accordance with Article 16, the Company is unable to contact the customer, or the customer fails to contact the Company by the date specified.
(8) If the Company is unable to contact the customer by the date specified by the Company after the expiration of the period of stay notified to the Company, or if the customer does not contact the Company despite notification from the Company.
(11) The customer otherwise falls under any of the situations for cancellation under terms and conditions related to the transactions with the Company.
(12) In addition to the situations listed in the preceding subparagraphs, any substantial reason that requires the Company to suspend services is found.
Previous：
Article 17 - Cancellation
3. Situations mentioned in the preceding paragraph shall be as follows:
(7) The customer otherwise falls under any of the situations for cancellation under terms and conditions related to the transactions with the Company.
(8) Though, under Article 3, paragraph 4 and Article 6, paragraph 3, a notice requesting for re-conducting of the Verification at Transactions is given in accordance with Article 16, the Company is unable to contact the customer, or the customer fails to contact the Company by the date specified.
(11) In addition to the situations listed in the preceding subparagraphs, any substantial reason that requires the Company to suspend services is found.

Sony Bank General Terms And Conditions

  • Date of revision : 2021/4/12
  • Division : Revision

Changes and details

Current ：
Article 3 - How to Open Account
2. (1), 2.(2)
2.(3) Providing image information showing the customer's identity verification by the method prescribed by the Company
Previous：
Article 3 - How to Open Account
2. (1), 2.(2)

Sony Bank General Terms and Conditions

  • Date of revision : 2021/4/1
  • Division : Revision

Changes and details

Current :

Article 1 - Method of Transactions

2.Transactions via the Internet on personal computers or smartphones shall be referred to as the “Internet Banking”.
Previous :

Article 1 - Method of Transactions

2.Transactions via the Internet on personal computers or smartphones shall be referred to as the “Internet Banking”, and those via the network prescribed by the Company on mobile phones, etc. shall be referred to as the “Mobile Banking”
Current :
Article 2 - Details of Transactions
Transfer and internal transfer transactions, opening an account transaction, time deposit transactions, securities investment trust transactions, foreign exchange margin trading, inquiry of account information, change in notified matters, loan application and other transactions specified by the Company.
Note that, however, the Banking Services available to the customer are subject to certain limitations in the Internet Banking through the smartphone website.
Previous :
Article 2 - Details of Transactions
The Banking Services available to the customer are, depending on the transaction method, as follows:
1.Internet Banking
 Transfer and internal transfer transactions, opening an account transaction, time deposit transactions, securities investment trust transactions, foreign exchange margin trading, inquiry of account information, change in notified matters, loan application and other transactions specified by the Company.
Note that, however, the Banking Services available to the customer are subject to certain limitations in the Internet Banking through the smartphone website.
2.Mobile Banking
Transfer and internal transfer transactions, time deposit transactions, inquiry of account information, change in notified matters, foreign exchange margin trading and other transactions specified by the Company.
Current :
Article 5 - Passwords, etc.
1.Passwords, etc. notified to the Company
(1) Sign-on password
In the Internet Banking, a Sign-on password is used for signing on from the home page of the Company’s website to the Banking Service page.
(3) Transaction PIN
This code is used for execution of various Banking Services in the Internet Banking.
(4) Security question
This is used for execution of various Banking Services in the Internet Banking.
2.Passwords, etc. provided by the Company
(2) One-time password
This password is used for execution of various Banking Services in the Internet Banking. Application for one-time password utilization and its management shall be stipulated in the “Terms and Conditions for One-Time Password”.
Previous :
Article 5 - Passwords, etc.
1.Passwords, etc. notified to the Company
(1) Sign-on password
In the Internet Banking, a Sign-on password is used for signing on from the home page of the Company’s website to the Banking Service page or in case of notifying the Company of the mobile phone, etc. to be used in the Mobile Banking
(3) Transaction PIN
This code is used for execution of various Banking Services in the Internet Banking and the Mobile Banking.
(4) Security question
This is used for execution of various Banking Services in the Internet Banking and the Mobile Banking.
2.Passwords, etc. provided by the Company
(2) One-time password
This password is used for execution of various Banking Services in the Internet Banking and the Mobile Banking. Application for one-time password utilization and its management shall be stipulated in the “Terms and Conditions for One-Time Password”.
Current :
Article 7 - Internet Banking
1.Confirmation of request content
(1) When the Company receives the customer’s request for a transaction in the Internet Banking and, as a result of identity verification or the Verification at Transactions, acknowledges that the request is from the customer, the Company will return the received request content to the customer’s Terminal.
Previous :
Article 7 - Internet Banking and Mobile Banking
1.Confirmation of request content
(1) When the Company receives the customer’s request for a transaction in the Internet Banking or the Mobile Banking and, as a result of identity verification or the Verification at Transactions, acknowledges that the request is from the customer, the Company will return the received request content to the customer’s Terminal.
Current :
Article 12 - Various Banking Services
2.Transfer and internal transfer transactions
(3) Transfer transaction
<3>Date of transaction execution
(b) Reservation of transfer request
The customer may reserve a transfer request through the Internet Banking specifying any day on or after the day following the terminal operation date as the date for transfer notice transmission (in the case of transfer to other banks, however, the customer cannot reserve any date when the Zengin System is not in operation as the transfer notice transmission date). The date for transfer notice transmission may be specified on any date within the period until the end of the month following the month to which the termination operation date belongs. Note that, on the transfer notice transmission date, the Company withdraws the funds for transfer and then transmit a transfer notice. The Company may change the period where transfer reservation is available without giving prior notice.
Previous :
Article 12 - Various Banking Services
2.Transfer and internal transfer transactions
(3) Transfer transaction
<3>Date of transaction execution
(b) Reservation of transfer request
The customer may reserve a transfer request through the Internet Banking or the Mobile Banking specifying any day on or after the day following the terminal operation date as the date for transfer notice transmission (in the case of transfer to other banks, however, the customer cannot reserve any date when the Zengin System is not in operation as the transfer notice transmission date). The date for transfer notice transmission may be specified on any date within the period until the end of the month following the month to which the termination operation date belongs. Note that, on the transfer notice transmission date, the Company withdraws the funds for transfer and then transmit a transfer notice. The Company may change the period where transfer reservation is available without giving prior notice.
Current :
Article 12 - Various Banking Services
4.Time deposit transaction
(1) In the Internet Banking, the customer may deposit funds to or cancel a time deposit, or request for a change in the handling conditions of the time deposit.
Previous :
Article 12 - Various Banking Services
4.Time deposit transaction
(1) In the Internet Banking and the Mobile Banking, the customer may deposit funds to or cancel a time deposit, or request for a change in the handling conditions of the time deposit.
Current :
Article 12 - Various Banking Services
6.Transaction to inquire for account information, etc.
(1) Transaction inquiry content
In the Internet Banking, the customer may make an inquiry as to the content of transfer or internal transfer transactions the customer has requested, account balance, details of deposits and withdrawals and other matters prescribed by the Company in accordance with the method prescribed by the Company.
Previous :
Article 12 - Various Banking Services
6.Transaction to inquire for account information, etc.
(1) Transaction inquiry content
In the Internet Banking and the Mobile Banking, the customer may make an inquiry as to the content of transfer or internal transfer transactions the customer has requested, account balance, details of deposits and withdrawals and other matters prescribed by the Company in accordance with the method prescribed by the Company.
Current :
Article 12 - Various Banking Services
9. Intermediary of financial products
(1) In the Internet Banking, the customer may, with an entrusting financial instruments business operator, make an application for the opening of a comprehensive securities account, purchase or sell securities and conduct other transactions specified by the Company or the entrusting financial instruments business operator.
Previous :
Article 12 - Various Banking Services
9. Intermediary of financial products
(1) In the Internet Banking and the Mobile Banking, the customer may, with an entrusting financial instruments business operator, make an application for the opening of a comprehensive securities account, purchase or sell securities and conduct other transactions specified by the Company or the entrusting financial instruments business operator.
Current :
Article 12 - Various Banking Services
10.Foreign exchange margin trading
(1) In the Internet Banking, the customer may carry out foreign exchange margin trading.
Previous :
Article 12 - Various Banking Services
10.Foreign exchange margin trading
(1) In the Internet Banking and the Mobile Banking, the customer may carry out foreign exchange margin trading.

Terms and Conditions of Handling of Account Activity Circumstances Concerning Dormant Deposit Utilization Act

  • Date of revision : 2021/4/1
  • Division : Revision

Changes and details

Current :
Article 3 - Account Activity Circumstances Under Dormant Deposit Utilization Act
4.receipt by the customer of the following information, in whole or in part, through the use of Internet banking provided by the Company;
Previous :
Article 3 - Account Activity Circumstances Under Dormant Deposit Utilization Act
4.receipt by the customer of the following information, in whole or in part, through the use of Internet banking or mobile banking service provided by the Company;

Terms and Conditions for Transfers

  • Date of revision : 2021/4/1
  • Division : Revision

Changes and details

Current :
Article 1 - Scope of Application
These Terms and Conditions shall apply to fund transfer (“Transfer”) to the deposit accounts of recipients held at the head office or branches operating in Japan of the Company or other financial institutions through the Company’s Internet Banking.
Previous :
Article 1 - Scope of Application
These Terms and Conditions shall apply to fund transfer (“Transfer”) to the deposit accounts of recipients held at the head office or branches operating in Japan of the Company or other financial institutions through the Company’s Internet Banking or the Mobile Banking service.